Bibliographical Information of the Deutsche Nationalbibliothek. This publication is listed in the Deutsche Nationalbibliographie of the Deutsche Nationalbibliothek; detailed bibliographical information can be accessed under www.dnb.de.

© Copyright 2019 Rafael D. Kasischke

Printed and Published by:

BoD – Books on Demand GmbH, Norderstedt – Germany

ISBN: 978-3-750448537

This book is dedicated to bankers and money managers,

as well as all people who are responsible

for the entire monetary system.

We all are aware that our monetary system is very fragile.

And we are aware that we did not handle money well.

May you transform the negative meaning of money

into positivity and appreciation.

May you put new light into money

and the monetary system.

May you give prosperity and well-being to the people.

And may you be a role model for a new way of thinking

in dealing with money

Money should serve people again

and not the other way around.

Contents

Foreword

Money is the blood of the economy. If the blood is polluted,

our body gets ill. The same applies to the economy:

If the money is polluted, the economy gets ill.

Money becomes polluted because it is not used in a proper way.

Too much dirt sticks to money.

Rafael D. Kasischke

Our world is going through disruptive and tumultuous times. That's a good thing. Because the negative must dissolve and the positive must emerge. This concerns politics, companies, families and each of us human beings. Some of us experience it more intensely and consciously than others. Many people are still holding on to the old system. But this one is definitely about to say goodbye. The new wants to emerge and bring people positivity, peace and happiness.

But until then, we will still experience some riots. We have to be strong to face and endure them. We get this strength from our inner self and from our connection to the source from which we come.

One of the most important elements going through a major transformation is the MONEY system. Our monetary system has helped us humans for many centuries; or not. But this monetary system has now reached its end.

We didn't treat money well. We let money blind us. We have used money, among others for many negative things. Money is an energy that is divine. We have handled this energy badly: people, businesses, politics and other organizations – including humane and charitable institutions.

The real reason for the decline of our economies worldwide is MONEY. The central banks are aware of this and have been turning the money tap on for years. More and more money is flowing into the markets. They are inundated with money. But neither does the money reach the people, nor does it stimulate the economy. The central banks' alleged remedial MONEY turns out to be a "means of chaos" – a means of collapse. Because the central banks have not realized that it is not the outside of money that is the cure, but the inside: how people look at money and deal with it. The real reason for the downturn of the economy is money.

And that is why the monetary system will undergo a major change. And with the monetary system, the money houses (banks) will experience a great transformation, decline or downfall. Because their commodity is money. And the handling of this commodity was not honorable in many financial institutions. This is the reason for the decline that not only Deutsche Bank, but many financial institutions experience now, and with them the entire banking and financial system, as well as money – our perception of money – in particular.

A new monetary system will arise. It's already been born.

In today's system, it is the financial institutions that are shaken up, because they were playing with money. They have done inhumane things with money, e.g. financing facilities in which people had to give their lives (e.g. Auschwitz).

They received funds and did not return them to the relatives after the death of the account holder (Swiss banks). They have led other companies into collapse through financial transactions (Lehman Brothers).

All this is the reason why the banks are now experiencing a decline. They have done nothing positive for mankind. The law of resonance states that a cause is followed by an effect.

The original idea was that the matter called money should help us humans learn to use this energy well. But we didn't learn. We have learned to deify this matter, but without the necessary respect and humility.

The downfall of Deutsche Bank – a former icon of Germany – is the symbol of the decline of our current monetary system. Other banks will follow, the icons of other European countries: UBS in Switzerland, HSBC in England, Santander in Spain, ING in Holland and BNP in France. We don't need to mention Italy. They have been on the verge of collapse for a long time. Even the Vatican Bank will not survive. I will return to the other industries and family dynasties in chapter 5.

A new monetary system is about to emerge. I will deal with this in the last chapter.

Our current distribution of wealth among the world's population is being reorganized. A fair distribution among people will be the future.

Incidentally, this is not just about the decline of Deutsche Bank and financial system, but about the decline of all our systems. We've seen it for a long time, whether it is the political system, the health system, the education system or other systems – they are all undergoing profound change.

Introduction

Money and money houses (banks) have a fascinating effect on people. It's always been that way. But it won't stay the way, as this book will describe. Money will change. The monetary system will change. And with it, the money houses.

Do we need banks in the future? Yes, a few.

We are on the verge of a great transformation – the transformation of us humans, the transformation of our monetary system and thus of our money houses. It will not be the way it was in the past. Therefore, the downfall of Deutsche Bank is guaranteed. Because the business model no longer fits into the disruptive transformation of today's world; and certainly not into the new world.

Until today we live in happy times – at least the people in some affluent countries of the world. But they are clouded – clouded by money, success, recognition, EGO, overconfidence, arrogance, presumption, power, distractions, consumption and media. And on the other hand, their minds are clouded by daily topics such as climate change, the CO2 debate, emissions problems, diesel affair, crime, xenophobia, antisemitism, politics, fear of digitization, economic worries, migration and many more.

We people discuss topics such as retirement age, social security contributions, taxes and climate change. It's about diesel or electric cars. It's about China, Iran and Israel. And it's about Donald Trump, of course. All these themes confuse us or are supposed to numb us so that we cannot lift the curtain to recognize what is real and true, and to look at ourselves – in our inside.

It's about something much bigger. It is about the transformation of our old, previous consciousness to a new, higher consciousness. The new generation already carries this new consciousness within itself. But it is not yet developed. It is our task – the task of wise, elderly people – to reveal to the youth the gifts they have brought to earth and to activate their new consciousness.

Today we have to leave the old behind us and turn to the new and thus give the new generation much more attention, awareness, mindfulness and care. The new children of today have a task – the task to lead our world into a more beautiful and peaceful one.

So, what will come is something great, which manifests itself in the OUTSIDE to the effect that

But the greatest thing that will come: our INSIDE (inner being), and our HEART will play a big role and with it the humanity among each other.

Chapter 1: Deutsche Bank

1 – 1. The Fate

In January 1870, the founding meeting of Deutsche Bank took place in Berlin. On March 10, 1870, the King of Prussia approved the founding statute of the bank. The stars were aligned for the plans, expectations and circumstances. Do those stars still shower the bank with happiness and success?

All start-ups are based on good intentions. This also applies to the establishment of Deutsche Bank. But after at some point, new people join the bank, and their intentions do not coincide with those of the original founders. The good and noble intentions are diluted or darken and overshadow the original intentions. Unethical, ignoble, immoral business conduct grows. We can experience this in every company, including Deutsche Bank.

Next year (2020), the bank will celebrate its 150th anniversary. This celebration will take place. But how long after that will the bank last? My prognosis: Maybe another year or two. Then it is either swallowed, merged or disappears. Why? For what reasons? That's what this book describes. The reason is not only that the bank has caused many mistakes and infamies (aryanizations, financing of the Auschwitz concentration camp, gold transactions of the Nazi regime), but today it is the times that have changed. A new “Zeitgeist” has entered the world that puts an end to the current monetary system and the present capitalism. Because our actual system has been extended to the point of excess.

Whereas 150 years ago bankers served customers honorably and virtuously, today negative, rip-off qualities have a grip on business life and the handling of money – not only in the money business, but in business life in general.

Everything in life has its price,

even the things you believe you get for free.

Theodor Fontane

"Deutsche Bank is part of the country whose name it bears. If you go up, you go down. Deutsche Bank has also fallen deeply. The bank's resurgence after the war was a miracle," writes Dr. Hilmar Kopper in 1994 in the foreword to the book "Deutsche Bank 1870 - 1995”.

The institution was established as a German foreign trade bank. The task was to serve German companies domestically and abroad, and to be available with financial resources.

Due to its name, Deutsche Bank was regarded by many in the home country and abroad as a German state institution. The national importance of the new institute was already carried by its name like a banner. And even then, it was often considered to be the German Central Bank.

It was therefore easy for the bank to build up a position of power very quickly. It played a major role in the country's industrial policy. This continued or intensified after the Second World War.

By this industrial policy, i.e. to lead or be part of the supervisory board of all important companies in Germany and to influence them, the Deutsche Bank has charged itself with a moral guilt, since it did not always act humanely, but put its profit and own advantage first.